Terms of Service.
Last updated · 20 May 2026
The plain-English rules for using the platform. We try to keep it short and human.
1. Acceptance
By creating an account or using GrowthX Academy (the “platform”), you agree to these Terms. If you don't agree, don't use the platform.
2. Who we are
GrowthX Academy is operated by RNM Consulting (the “Company”), registered in Karachi, Pakistan. Questions: hello@growthx.academy.
3. Your account
You are responsible for the security of your account credentials. You must be 16 or older to enroll in a paid program. One account per person. We may suspend accounts that breach these Terms.
4. Programs and content
Course content is licensed to you for personal, non-transferable learning use. You may not redistribute, resell, or publicly post any program material. Screenshots for portfolio purposes are fine.
5. Payments and installments
Prices are in PKR unless otherwise noted. By enrolling in an installment plan you authorize the Company to collect the agreed monthly amount until the plan completes. Missed installments may suspend course access after a 14-day grace period.
6. Refunds
See our Refund Policy (linked below) for full terms. In short: full refund within 7 days of enrollment; pro-rated refund within 30 days; no refund after 30 days.
7. Code of conduct
Don't harass other students or instructors. Don't share account access. Don't use the platform to spam or recruit for unrelated businesses. We reserve the right to remove anyone who poisons the cohort.
8. Intellectual property
Work you submit (assignments, portfolios, comments) remains yours. By submitting, you grant us a non-exclusive license to display it inside the cohort and, with your written permission, in marketing.
9. Liability
We provide the platform “as is.” We can't guarantee specific outcomes (income, job offers, client wins). Our maximum liability is the amount you paid us in the last 12 months.
10. Changes
We may update these Terms. Material changes will be announced in your dashboard at least 14 days before they take effect. Continued use after that constitutes acceptance.